Across the investment landscape, every promised return carries a hidden cost: in money, time, risk, or expertise.

Take the humble savings account. It offers instant access and near, zero risk, but in most developed markets it barely outpaces inflation, think 0.5% to 1% per year. It's safe, simple, and liquid, but also deeply unambitious in terms of real wealth generation.

Move up the risk ladder and you hit government bonds. These instruments are relatively stable and backed by sovereign guarantees, but their yields are modest, typically around 2%–4% annually, and subject to macroeconomic forces like inflation and interest rate policy. Their safety often comes at the cost of flexibility, as bond prices move inversely with rates and liquidity can be limited for longer maturities. In a similar bracket, some life insurance schemes, especially 'assurance vie' products or whole-life contracts in developed markets, offer 'guaranteed' or 'half-guaranteed' returns, often in the 1%–5% range. These are structured for capital preservation, sometimes with tax advantages, but rarely deliver meaningful real growth after fees and inflation.

Equities deliver more juice, long-run averages of 7%–10% per year on broad indices like the S&P 500, but they demand both patience and resilience. Investors must weather large drawdowns, bear markets, earnings shocks, and political cycles that can turn entire sectors on their heads. Passive index investing smooths some of that out, but the volatility remains, and time horizons of 5 to 10 years are often needed to realize expected returns.

Real estate is another classic: buy a rental property, juggle tenants and maintenance, and you might net 5%–8% yearly once you account for leverage and tax breaks. But liquidity? Forget it, you’re locked in until you sell. Private equity and venture capital promise headline, grabbing multiples, yet demand seven, figure checks and lock, ups of five to ten years, plus the heartbreak of founders who never find a second round. Even collectibles, art, vintage cars, baseball cards, can soar, but they require specialist knowledge, curation, and the patience of a saint.

At the very top of the performance ladder sit professional hedge funds and proprietary trading firms. These institutions often deliver double-digit annual returns, thanks to elite talent, cutting-edge infrastructure, privileged market access, and deep research capabilities. In the quant world especially, some traders and researchers are paid upwards of half a million dollars per year to develop and optimize models that seek alpha in increasingly competitive markets. But their gates are heavily guarded: minimum investments can start at $1 million, and many operate on an invite-only basis or require investor accreditation. Even then, clients often face long lock-up periods and opaque strategies. There is virtually no way for a regular individual to access these vehicles, it is a world reserved for high-net-worth clients of private banks and wealth management firms.

Then there’s active trading: forex, commodities, options, even crypto. On paper, these markets hum with opportunity, leverage amplifies your gains, and 24/7 opening hours let you chase every move. In reality, most retail traders underperform; research shows 80–90% lose money over time. Emotional whipsaw, shifting market regimes, and hidden execution costs often turn “easy wins” into steep learning curves. This is especially true in highly volatile environments like cryptocurrencies, where price swings can be extreme and unpredictable. For a regular individual, the only viable path to consistent profitability in such markets is to treat trading as a full-time endeavor, dedicating years to mastering risk management, strategy development, and psychological discipline. It’s a steep, multi-year learning curve, with no shortcuts or guarantees.

The takeaway? Higher return targets almost always demand a trade, off, whether it’s time spent staring at charts, capital locked away, specialized know, how, or the stomach for volatility. When you hear “6% per month,” the instinct is to raise an eyebrow, and rightly so. That rate compounds to over 100% annually, dwarfing traditional benchmarks. But before dismissing it as fantasy, it helps to understand where and how such returns can really come from, and whether they’re driven by hype or by genuine, repeatable process.

When people hear “6% a month,” the first reaction is usually scepticism. And rightly so, in an industry full of unrealistic promises, it’s important to approach any performance figure with a level head.

But 6% isn’t some magic number pulled out of thin air. It’s a target based on live results and historical backtests, and it reflects the kind of return that’s possible when a strategy is built around structure, not speculation.

TaaS uses algorithmic systems that rely on rules, statistics, and automation, not guesswork. These systems are designed to identify short-term opportunities and manage risk tightly. That’s how small, consistent gains can stack up over time.

That said, no strategy performs in a straight line. There will be down months. The 6% figure is an average, not a guarantee. Markets fluctuate. Conditions shift. But the focus is always on protecting downside and letting probabilities play out over the long run.

So, can 6% per month really be sustainable? Yes, but only under a very specific and demanding set of conditions. Such returns require a structured, disciplined approach, often based on automation, strict risk control, and short-term execution. It's not magic, but it’s also not something available to the average investor. A consistent 6% per month is either the result of a deeply optimised, high-margin business, or of market-making or highly efficient trading operations. This kind of performance doesn’t exist for the average person. The only other areas that come close, venture capital, private equity, or high-risk token and stock-picking, carry volatility and uncertainty so extreme that calling them "sustainable" would be misleading. In short, it’s possible, but extremely rare, and reserved for those with the access, tools, and discipline to make it work.